Whether you have had good or bad experiences with a Workers’ Compensation and/or General Liability audits, the auditor assigned from the Insurance Company has much to do with how the final audit is determined. 

        At PRISM, we turn that around. Instead of subtracting the smaller pay rolled class code/codes from your gross payroll, we take each individual employee and calculate their payroll, overtime and assign them their proper classification code. Properly classifying employees to the rules of the Workers’ Compensation manual and the General Liability manual can sometimes save you hundreds, or possibly thousands of dollars.

         PRISM takes all the information and balances it to your State and/or Federal Employee tax reports. When the auditor comes to do the audit, you already know how much additional or return premium you can expect. Your bookkeeper/comptroller can continue with your business at hand and PRISM will have your insurance audit done accurately. No additional meetings with the auditor, due to discrepancies, will be anticipated.